LESSON TERM RH MONDAY THE 2 ND OF FEBRUARY

 LESSON TERM RH MONDAY THE 2 ND OF FEBRUARY 

 

LESSON MONDAY THE 2 ND OF FEBRUARY

 

GOAL

1.    HOW TO FINANCE MY BUSINESS

2.    HOW TO USE AI TO RECRUIT PEOPLE

 

Words of the day

   hire / recruit ( recruter qq) 

  sort through /select / screen / sift(trier) 

ADVANTAGES  = strengths = the pros = the benefits = the forte = upsides = the good sides

DISADVANTAGES = the cons = the weaknesses = the negative sides = downsides = the drawbacks

 

Step 1  HOW CAN I FINANCE MY BUSINESS ?

 

STEP 2 STUDY THE VARIOUS DOCUMENTS AND CONFRONT YOUR IDEAS LATER

PARTNER A : CROWDFUNDING

Crowdfunding

Best for: New business ventures and onetime funding

Crowdfunding has become a popular method of raising money for startup businesses. It involves( cela implique)  soliciting lots of donations from the public, rather than ( plutôt que)  a large sum of money from one or a few contributors. Online crowdfunding sites, peer-to-peer payment platforms, and social media have made crowdfunding accessible to nearly anyone.

Crowdfunding sites like Kickstarter and Indiegogo are another way for small businesses to raise funding. When you use online campaigns to raise money, you typically offer gifts, rewards or other perks to the donors. Crowdfunding can also be a way to gauge ( tester ) interest in your product or service before fully launching ( lancer )  your business.

Pros

• Build buzz about your brand. Crowdfunding puts your brand on the map ( faire connaitre votre société) before you even have products for sale.
• Creates a community. Crowdfunding gives your audience a unique opportunity to contribute to the business in a meaningful way. You can nurture ( nourrir)  these relationships over time to create a community around your brand.

Cons

• Difficult to raise capital this way. Crowdfunding often requires ( exiger ) a whole marketing plan for itself, which can be a big task to add to your list when starting a business.
• Some crowdfunding platforms like GoFundMe, make you  pay fees (subscriptions)  to the site you’re using. So the money you raise isn’t all yours.

 

PARTNER B : SPONSORSHIP   https://www.youtube.com/watch?v=kI0a5wYvcoY&t=75s

From 1.25

+ from your family and friends

Funding From Family and Friends

If your funding needs are relatively small, you may want to first pursue a less formal type of financing. Family and friends who support your business can offer advantageous. And you can set up a lending model ( un plan de remboursement) . For example, you could offer them stock( des actions)  in your company—or pay them back ( to pay back = rembourser) just as you would a debt, in which you make regular payments with interest.

Family and friends funding

Best for: When other financing options are not available( disponible)

Family and friends is an informal funding option with fewer‌ financial background requirements ( background requirements = des garanties )  and cheaper, more flexible arrangements than traditional financing from lending institutions.

It’s generally more lenient ( lenient = souple/ indulgent) and has no formal loan application process, but you may need a plan for how you’ll pay back a family member or friend if they offer you a loan. Otherwise, you might end up with strained( strained = tendu)  relationships or unintended legal issues ( legal issues = des procès) .

 

Pros

• Flexible loan terms. A family member or friend can lend you money at a low interest rate and flexible repayment terms.
• Easier access. It’s easier to access the funds you need without a formal loan application process or high interest rates.

Cons

• Risk of damaged ( damaged = abimé) relationships. There’s the potential that getting a loan from family or friends could sour ( sour = envenimer) relationships, especially if things don’t go as planned.

 

PARNER C EQUITY FINANCING

https://www.youtube.com/watch?v=HKB_cwWcRaE

What Is Equity Financing?

Equity financing comes from investors, who are referred to as venture capitalists or angel investors.

A venture capitalist is usually a firm, rather than a single individual. The firm has partners, teams of lawyers( avocats) , accountants( comptables) , and investment advisors who perform due diligence on potential investments. Venture capital firms often deal in significant investments, so the process is slow and the financing is often complex.

Angel investors, by contrast, are generally wealthy = rich  individuals who want to invest a smaller amount of money into a single product—instead of building a business. An ideal candidate for an angel investor, for example, is a software developer who needs a capital infusion= injection  to fund their product development. Typically, angel investors move fast and want simple terms.

Equity financing comes from an investor, not a lender ( un preteur) . if you end up in bankruptcy ( bankruptcy = faillite) , you do not owe ( to owe = devoir à qq ) anything to the investor, who, as a part owner of the business, simply loses their investment.

 

Advantages of Equity Financing

Funding your business with funds from investors has several advantages:

• The biggest advantage of equity financing is that you don't have to pay back the money. If your business enters bankruptcy, your investors are not creditors. They are partial owners in your company; their money is lost along with your company.
• You don't have to make monthly payments, so there is often more liquid cash on hand for operating expenses.
• Investors understand that it takes time to build a business. With equity financing, you get the money you need—without the pressure of your product or company being required to thrive within a short period of time.

Disadvantages of Equity Financing

Similarly, there are several disadvantages to equity financing:

• When you raise equity financing, it involves giving up ownership ( ownership = la propriété) of a portion of your company. The more significant (and riskier) the investment, the more of a stake ( a stake = une part) the investor will want. You might have to give up 50% of your company.
• With equity financing, you'll be required to consult with your investors before making any business decisions; if an investor has more than 50% of your company, you have a boss now.

STEP 2 SO NOW PRESENT YOUR  MODE OF FINANCING TO YOUR COLLEAGUES

 

 

STEP 3 STEP 3  SO WHICH MEANS WOULD BE THE BEST ? FOR YOUR COMPANY ?

 

STEP 4 A QUIZ

HOMEWORK  VOCABULARY TEST NEXT MONDAY THE 9 TH OF FEBRUARY 

LES TRADUCTIONS SE TROUVENT ICI 

 https://echodesdeviennes.blogspot.com/2026/02/lesson-term-rh-monday-2-nd-of-february.html

 https://echodesdeviennes.blogspot.com/2026/01/lesson-term-rh-monday-26-th-of-january.html

VOICI LE TEST  

1. les desavantages ( donner 3 mots)

2. les avantages ( donner 3 mots ) 

3.recruter 

4.trier

5.une company

6.ressembler à 

7. récolter de l'argent

8. la responsabilité

9.marcher/ fonctionner

10. faire les comptes 

11.avocats

12.comptables

13. faire connaitre votre société

14. cela implique

15. plutôt que

16. lancer une société ( to launch)

17. nourrir

18. exiger

19. subscriptions)

20 rembourser